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21st Century Academy Review
Article Nine 12/07
Sadly, the current educational system is left with classical teaching. Most of the things that we learn in college refine us to work hard and work for money. With the number of new degrees and graduates cropping up, most of them still get stuck with 20th century thinking. Thus, people who seek financial literacy in the 21st century know what the trends are and act on it with a positive mindset.
The Scope of Literacy and Financial Literacy
As a standard, literacy is defined as the ability to read and write. Taking a
step further, functional literacy is the term used to describe students with the
ability to use their reading and writing abilities in a functional way. As a
basic concept, literacy is learning what everyone should learn.
Financial literacy is therefore the ability of people to acquire knowledge when
it comes to basic financial strategies and information. A good 90% of investors
will tell you that they wish they knew more about the intricacies of finances and investments. Financial literacy
is not so common after all. With 21st century education, financial reading and
financial writing can be used to achieve financial freedom. Financial literacy
should not be a far flung concept for people at this age.
In his best selling book "What I Didn't Learn in School but I Wish I
Had", author Jamie McIntyre talks about the relevance of financial
literacy and 21st century education. From the title of his book, he openly
tells us that we are not learning what could have been general information for
success. The traditional view forces most people to follow a structure and be
included in a system where the haves control the world and the have-nots pay
the bills.
Being financially literate means knowing the different pitfalls and mistakes of
the traditional mindset. As a self-made millionaire, Jamie McIntyre
communicates that being a financial success is doing the opposite of what other
have been doing for so long. By being financially literate, we can find reasons
why people fail and find ways to avoid these reasons.
Financial literacy transcends the basic read-write philosophy. By having a
different approach or perspective to one's life, financial literacy can be
applied to develop different financial strategies with the hope of achieving
financial freedom. By learning the tenets of a millionaire's mindset, Jamie
McIntyre promises that being financially successful is indeed possible.
The millionaire's mindset is a paradigm change in the way people think. Being a
student of financial literacy will tell us the value and the right attitude
towards money. As a philosophy, we can approach different aspects of our lives
and see things differently. The change in perspective will allow us to be more
effective and influential individuals because of our personal success.
The relevance of financial literacy cannot be understated during these times.
The message is clear: financial freedom is a shift and freedom knows no
limitations. Success should not be governed by your talents, skills, or luck. A
positive mindset is the mind of people willing to act. Being financially
literate will teach us to find opportunities in risks and courage in
hesitations. Jamie McIntyre and his 21st Century Education is indeed the key to
financial literacy.
To learn more about the relevance of financial literacy, subscribe to the
courses and e-books at
